Family together at home
College Funding · Retirement · Estate Planning

Get your child into their top-choice school with the best financial aid package possible.

Here’s what most families miss: Getting into the “right” school is only half the battle. The real game is understanding what that school will actually cost you.

Clayton Biltmore works with you by negotiating your financial aid package and knowing which schools will compete hardest to bring tuition down.

We guide your child through every step of the college application process, ensuring deadlines are met, and is best positioned for maximum financial aid with the schools of their choice.

We partner with College Foundation Solutions, Inc., who has spent 30+ years watching families leave six figures on the table because they don’t know how to properly apply for and negotiate a financial aid package. WE WILL HELP PREVENT THAT.

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College FundingStrategic financial aid planning
RetirementLong-term financial security
Estate PlanningProtect what you’ve built
Students walking through a campus
College FundingA strategic approach to financial aid
College Funding

You Can Afford College Without Sacrificing Your Retirement

In addition to navigating your child through the college application process, our Certified College Funding Specialists work with you to reduce your Expected Family Contribution (EFC).

College funding is often the catalyst that brings families in. But once we understand your situation, we help you solve the bigger picture: how to achieve all your goals without sacrificing any of them.

80%

of parents make at least one critical mistake on the FAFSA form—costing thousands in lost aid

Strategic aid planning turns tuition costs into a manageable, funded plan

What We Help You With

A more informed college funding strategy

FAFSA Strategy & Optimization

We ensure you categorize your income and assets correctly to maximize your aid package. One mistake can cost you thousands.

Asset Positioning Planning

Legal strategies to position your assets before FAFSA filing to increase financial aid eligibility without jeopardizing your retirement.

Expected Family Contribution Analysis

We decode how the federal government calculates what you “should” pay and identify legitimate opportunities to reduce that number.

Complimentary Risk Assessment

We review your current financial situation and identify gaps in your college funding strategy at no cost to you.

Even six-figure families can significantly increase their financial aid packages with proper planning and professional guidance. The difference between filing the FAFSA incorrectly and filing it strategically can mean tens of thousands of dollars.

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FREQUENTLY ASKED QUESTIONS

Have Questions? We Have Answers.

Get answers to common questions about college planning, admissions, financial aid, and how strategic college funding can help your family.

Still have questions?

We're here to help your family make informed college funding decisions.

Working with us gives you the knowledge, expertise and proven strategies that can significantly benefit your family. The services that we provide are designed to help your child into their top-choice college and to help parents maximize financial aid. Having a financial advisor working on behalf of you and your student is a significant benefit.

Many college advisors, counselors and consultants only focus on the academic side of the college process — school selection and the admissions process. The other piece is how to pay for college and how to pay less for college.

As certified college funding specialists, we help students and families with both the school selection and admissions process and expert funding guidance as well.

Definitely. There is crucial information you need to know about the dos and don'ts and proven strategies that can help you pay less for college.

The earlier the better! Ideally, when your college-bound student is in their sophomore year, but any time prior to submitting the FAFSA will still have significant benefits.

We even work with students already in college to help them increase their aid packages to make the rest of their college years more affordable.

Our higher-income clients are often surprised to learn that with our strategic deep-dive into all the possible options, their student can qualify for financial aid.

Definitely. Some schools require need-based forms (FAFSA and CSS Profile) to be completed in order to qualify for merit-based financial aid.

There’s really no downside to filing these forms apart from the time it takes to do so.
ACF Visionary Scholarship

17th Annual Visionary Scholarship

A bi-annual award recognizing outstanding high school students.

Five awards given per deadline — ten annually — ranging from $1,000 to $2,500 each. Over $200,000 awarded to date.

Learn More
10 Awards Annually
$1K–$2.5K Per Award
$200K+ Awarded To Date
Clayton Biltmore advisor
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About Us

About Bruce Schragin

Bruce is a Clayton Biltmore Financial and a Certified Financial Fiduciary (CFF). College Advisor and works with families on something most people get backwards: college financing. Not just how to pay for college. but how to restructure assets so college costs less and families keep more of their own money.

Contact Bruce for a College Funding consultation.

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Contact

Schedule Your Free Assessment

Schedule your complimentary assessment. We’ll review your complete situation and show you what’s possible.

Office Location7733 Forsyth Blvd
Suite 1100
St. Louis, MO 63105
Phone866-457-4642
Emailinfo@clayton-biltmore.com
HoursMonday – Friday | 9:00 AM – 5:00 PM
(and by appointment)

Schedule your Complimentary Assessment. We’ll review your complete situation and show you what’s possible.

Schedule your complimentary assessment. We’ll review your complete situation and show you what’s possible.